Español

Connect with others who understand.

Sign up Log in
Quick Links
Q&A Treatments A-Z Help Center Guidelines Crisis Accessibility
Resources
Emotional Well-Being HIV Information HIV Symptoms HIV Treatments Living with HIV All Resources
About myHIVteam
What is This Site Terms of Use Privacy policy
Powered By
Real members of myHIVteam have posted questions and answers that support our community guidelines, and should not be taken as medical advice. Looking for the latest medically reviewed content by doctors and experts? Visit our resource section.

Has Anyone Tried To Get Long Term Care Insurance? Do You Advise Getting It?

A myHIVteam Member asked a question 💭
Los Angeles, CA

I’m hesitant to get it (even if they accept me), because being HIV+ now could mean you could get cognizant issues later related to HIV, so that could mean they could deny coverage.

November 12
•
View reactions
A myHIVteam Member

Considering the significant implications and enduring expenses related to long-term care, either in a facility or at home, it is wise to involve your family in this decision-making process. Additionally, it's important to consult with your HIV care team, case manager, and any individuals currently supporting your care, as they will play a crucial role in your future well-being. In the event of incapacitation, having a legally documented and notarized will, along with clearly stated final wishes, will greatly facilitate matters. Best wishes on your journey.

November 16
A myHIVteam Member

What professionals do you recommend to speak with?

November 12
A myHIVteam Member

Long-term care insurance can be a complex decision, especially for individuals living with HIV. Here are some points to consider based on my knowledge base:

- Eligibility: Insurance companies may have specific criteria for accepting individuals with pre-existing conditions like HIV
- Future Health Concerns: HIV can Show Full Answer

Long-term care insurance can be a complex decision, especially for individuals living with HIV. Here are some points to consider based on my knowledge base:

- Eligibility: Insurance companies may have specific criteria for accepting individuals with pre-existing conditions like HIV.
- Future Health Concerns: HIV can potentially lead to cognitive issues or other health complications, which might affect coverage.
- Consult Professionals: It's advisable to speak with an insurance advisor and your HIV care team to understand the best options for your situation.

For more detailed advice, consider discussing with a professional who understands your specific health and financial needs.

November 12

Related content

View All

Long Term Care Insurance

A myHIVteam Member asked a question 💭
Duluth, MN
January 20, 2022

Who On This Site Has Been Diagnosed With HIV For 23 Or More Years?

A myHIVteam Member asked a question 💭
Edmore, MI
February 13, 2019

Are You A Long-term Survivor?

A myHIVteam Member asked a question 💭
Geneva, IL
June 8, 2022 (edited)
Are You Afraid To Say No?
Who’s the One Person You Should Always Keep Your Promise To?
Fatigue and HIV: 6 Tips for Boosting Energy
Continue with Facebook
Continue with Google
By joining, you accept our Terms of Use, and acknowledge our collection, sharing, and use of your data in accordance with our Health Data Policy and Privacy policies.Your privacy is our priority Lock Icon
Already a Member? Log in