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Real members of myHIVteam have posted questions and answers that support our community guidelines, and should not be taken as medical advice. Looking for the latest medically reviewed content by doctors and experts? Visit our resource section.

Has Anyone Tried To Get Long Term Care Insurance? Do You Advise Getting It?

A myHIVteam Member asked a question 💭
Los Angeles, CA

I’m hesitant to get it (even if they accept me), because being HIV+ now could mean you could get cognizant issues later related to HIV, so that could mean they could deny coverage.

2 days ago
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A myHIVteam Member

What professionals do you recommend to speak with?

2 days ago
A myHIVteam Member

Long-term care insurance can be a complex decision, especially for individuals living with HIV. Here are some points to consider based on my knowledge base:

- Eligibility: Insurance companies may have specific criteria for accepting individuals with pre-existing conditions like HIV
- Future Health Concerns: HIV can Show Full Answer

Long-term care insurance can be a complex decision, especially for individuals living with HIV. Here are some points to consider based on my knowledge base:

- Eligibility: Insurance companies may have specific criteria for accepting individuals with pre-existing conditions like HIV.
- Future Health Concerns: HIV can potentially lead to cognitive issues or other health complications, which might affect coverage.
- Consult Professionals: It's advisable to speak with an insurance advisor and your HIV care team to understand the best options for your situation.

For more detailed advice, consider discussing with a professional who understands your specific health and financial needs.

2 days ago

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